Al Goldstein is the Founder & CEO of Avant, the leading provider of credit alternatives to middle income consumers in the US & UK. Avant also offers its technology solutions to bank and non-bank partners via its Powered By Avant product to offer an innovative digital lending experience to their customers. Avant, founded in late 2012, has raised over $600 million of equity capital and originated over $4 billion of loans on the platform. Prior to Avant, Al co-founded Pangea Properties, a leading vertically-integrated real estate platform that utilizes its combination of operational strength, technology, data analytics and investment capability to institutionalize previously inaccessible real estate assets. Since 2009, Pangea has expanded to 13,000+ apartment units in multiple markets, launched a commercial real estate lending and credit business, Pangea Mortgage Capital (“PMC”) and generated $250mm+ of equity value for investors.